Many people need help paying bills and debt in today’s challenging economy. Families need help so that they do not have to decide between paying their mortgage, credit card debt, food, rent, utility, or medical bills.

Find information on assistance programs, charity organizations, and other resources that will provide you with help paying your bills and debt, show you how to save money, as well as provide some tips and ways to pay bills when money is tight. Many American families are struggling under an increasing number of bills, debts, and financial obligations. When you and your family are experiencing this stress, you need to reevaluate the situation, set priorities, and look for assistance.

Find programs and ways to get help with bills and debts, including:

• Help with medical bills,
• Mortgage help,
• Debt help,
• Help with electric bills,
• Help with taxes,

These are five of the primary expenses that consumers need help paying in today’s challenging economic environment. Many states and local counties also offer government aid and administer assistance programs. Last, but not least, there are numerous charity organizations and community action agencies that can help.

Or, find an extensive list of how to get help and save on other bills, such as groceries and child care expenses to name a few. Discover how to earn free money in the form of 3-15% cash rebates on the shopping you do at national retailers, including Wal-Mart, and also find free government grants and low income assistance programs.

If you need housing assistance, such as rent help, mortgage help or foreclosure assistance, read how the federal government, Bank of America/Countrywide, Citigroup, Wells Fargo, JP Morgan Chase/Washington Mutual, state governments, and many others are providing mortgage help and foreclosure prevention to millions of struggling homeowners in an effort to help them keep their homes and stop foreclosures. Many states also have government mortgage assistance programs, offer foreclosure mediation, and provide grants to help homeowners with their mortgages and to prevent or stop foreclosures.

Here are some general tips and steps to take to save on bills and get debt help.
 

• Get information on credit card hardship programs - If you are one of the millions of consumers who are behind on their credit card bills or debt payments, and you need help getting out of debt, consider credit card hardship programs. Continue.
   
• Look into debt settlement programs - Many banks and credit card companies are now offering assistance in the form of debt settlement programs. Most are free to join and have low monthly fees. Learn more.
   
• Stop debt collectors - There are steps you can take to either reduce or stop calls from debt collectors. They have certain laws and regulations they need to follow. Read more on how to get help from debt collectors.
   
• Help with hospital bills - Find programs and resources available to you that can assist you with paying off hospital and medical bills and debts. Some options include medical bill settlement plans, government programs, medical billing advocates, and more. Click here.
   
• Challenge your property taxes - With people continuing to fall behind on their mortgages, and therefore causing housing prices to continue to decrease across the nation, you can contest your property tax assessment to lower your property tax bill. The success rate of doing this is very high due to the weak housing market. Find how to reduce your property taxes.
   
• Payday Loans, Peer to Peer Lending, and low interest Credit Union loans - Learn the truth about the various loan types, including the negatives, and the situations in which they can be a great option to provide you help with paying bills. Read more.

If you are saying to yourself “I need help”, then the information you find here will provide you the resources you need to get assistance with paying bills, debt, mortgage help, and more.

Also, visit and register in the community forum to ask for and find additional help, share resources and programs, and to assist others in need.

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