If you need help with bills, contact a charity.

If you need help with paying your rent or bills, including your electric or heating bills, you can contact a local community action agency or non profit organization, or a national charity organization. Many of the groups and organizations will also provide help with other bills, such as food, health care expenses, your rent and medical bills, and some can also assist you with paying down your debt.

You can also find government assistance programs offered by your state, grants to help with paying bills, payday loans (or lower cost Salary Advance Loans) that can provide you with cash overnight, and mortgage help. Or read about ways to get help with paying for prescription drugs, receive free medication, and also free medical care. Or contact a credit counseling company that can help you save on your credit card debt.

In addition, it is possible to make extra income from work at home opportunities, or online surveys/sampling new products. This extra income can also go a long way towards paying bills and debt.
 

• Get a free credit card debt consultation to help eliminate debt
  If you have over $10,000 in credit card debt that is outstanding, you can sign up for a free debt consultation from the organization Debt Help 101. They can help you get out of debt, and have assisted tens of thousands of individuals with eliminating up to 50% of their debt. The consultation is free, and therefore there is nothing to lose by requesting the consultation.
  

  Looking For a Way Out if Debt? Sign-up Now For a Free Consultation.

  
  
   
• Churches provide a wide variety of assistance, including rent help, food, assistance with paying utility and heating bills, health care, and more. Many churches are increasing their aid programs in today’s difficult economy. Continue.
   
• Mortgage or foreclosure assistance
  The site Home Foreclosure Fighter (link below) will give homeowners free loan modification proposals. They help match families who are struggling with their mortgage payment to service providers who can help them keep their home by modifying their existing mortgage. There is no obligation or cost to request information.
• reduce your principal,
• reduce or waive late fees and charges,
• lower interest rate,
  

  Avoid Foreclosure Today. Mortgage Behind? Reduce rates, Eliminate back payments, and more!

   

State Specific Organizations and Charities

• There are numerous charities and assistance organizations that operate only in one state. These groups can provide various types of assistance, including help with utility bills, medical bills, and other types of aid. Find the charities that can help in your state. More.
   
• In addition to the statewide charities, many counties have county and local non-profit agencies and local charity organizations that can provide aid. Find a listing of local agencies. Continue.
   
• Community action agencies are local non-profit organizations that provide struggling families as well as low and middle income people with resources, programs, grants, and other assistance. They provide both long term and short term help. Click here to learn more.
   
• Non-profit law firms are located in most states and they provide free advice and legal representation. The organizations are funded by the federal government, and they can help with housing issues, foreclosures, credit and debt collection, domestic lawsuits, and much more. Read more.

Find additional aid that is offered by government organizations and agencies in your state that will help with paying bills or that can provide you with mortgage and foreclosure assistance. Many charities and other organizations exist across the country, and in your state, and they can offer you help in these difficult times.