Eviction and homeless prevention programs in Tennessee.
Non-profits across Tennessee work to solve homelessness. This can include preventing evictions and/or rehousing people that need a place to live. There is assistance for low-income families from funding that is part of the Emergency Solutions Grants (ESG) or HUD Continuum of Care program. Find organizations that offer emergency help to people with an eviction or that were previously evicted and are homeless.
Programs that stop evictions
First and foremost, homeless prevention services in TN are administered. Tennessee pro-actively works to keep people in their current homes or apartments, so prevention is an option for people, including low-income families, that are at risk of homelessness. It can be the result of say a missed payment on their mortgage, or maybe they are late on their rent payments. The agencies will offer a number of assistance programs to those that qualify in order to help stop an eviction.
One of the main purposes of ESG is to prevent individuals or families from becoming homeless or having to move into a shelter. This is a grant program that will help tenants pay rent on a security deposit on a new apartment, if they need to move. Whether you rent or own a home, assistance may be offered to those that qualify.
Renters may be able to receive emergency funds to pay any back rent that is due. While the state will try to provide them with a grant as part of ESG, in other cases a loan may be issued to clients. Other resources available in Tennessee include landlord/tenant mediation and case management. All of these programs are aimed at either prevention evictions in TN or reducing the number. A leading place to apply at are the TN community action agencies.
Another key focus is on preventing evictions of veterans in TN and/or rehousing them, and this is administered from a federally funded program known as SSVF. So grants can be used for some of those individuals who are considered more at risk.
Homeowners in TN can also receive help as well. While financial aid for paying a home loan is very limited, there are other programs available to them. This will generally include free foreclosure counseling or assistance in applying for government mortgage modification programs.
Rehousing for the homeless in TN that were evicted
In some cases, an eviction can’t be stopped and the family (or person) needs to move. Rapid Re-housing is available for residents that are currently homeless per federal government HUD guidelines. Government grants can be issued in an effort to help homeless persons and/or very low income families that are currently living in an emergency shelter or on the streets. It can also be a proactive way to move someone who is close to, or facing an eviction, to a more affordable home in TN.
As part of this service, clients can get help in transitioning as quickly as possible into permanent, low income housing or apartments. In general, the unit needs to be approved by a case management, and in some cases public housing may be mandated. There may be grants available as part of re-housing for paying a security deposit, moving expenses, or first and last months rent on a new home.
Whether someone is homeless, requires foreclosure prevention or was rehoused, then case management is required as a form of stabilization. Staff from an agency will work with the individual to ensure they rebuild their credit, obtain employment, and have a budget in place. The goal is to ensure that the participant is never again facing an eviction and that they pay their rent on their own in the future. Since financial assistance is so limited, this type of self-sufficiency is a requirement.
Supportive or low income housing is available, mostly for the disabled and seniors in Tennessee. If a senior was evicted, this can be an option for them. In some cases they may receive priority for any counseling or security deposit assistance. HUD may require this in many instances.
Additional homeless prevention programs in Tennessee
Tenants facing eviction, as well as the homeless that are applying for stability or a security deposit, can apply at other non-profits. A list of counties, towns and cities is below on this page, with the largest counties here. This is in addition to the services indicated here.
Contacts in Tennessee for referrals to eviction programs
While in some cases, the agencies listed below will have funds from the Emergency Solutions Grants program, in most cases they will offer referrals. All of these groups will also offer emergency help with an eviction.
Family Promise of Blount County location is 705 E Lincoln Rd, Alcoa, TN 37701. Call (865) 233-4737
Anderson County, Community Action is at 149 N Main St, Clinton, TN 37716. Call (865) 457-5500
Bradley County office for housing, grants, and other community support is at 155 6th St SE, Cleveland, TN 37311. Telephone (423) 479-4111
Cheatham, Sumner, Wilson, Trousdale, Rutherford, Robertson, and Williamson County - Mid Cumberland Community Action Agency provides help in the region. Call (615) 742-1113
Dickson, Stewart, Houston and Humphreys County - Highland Rim Economic Corporation is at 213 College St, Erin, TN 37061. Call (931) 896-1800
East Tennessee region, including Campbell, Morgan, Scott, Union, and Claiborne County. Anyone facing an eviction can call ETHRA for help. The location is 9111 Cross Park Dr, Knoxville, TN 37923 Call (865) 691-2551
Montgomery County has a regional community action with grants, landlord-tenant mediation and other services. Dial 931) 896-1800, or the main location is 150 Lafayette Rd, Clarksville, TN 37042.
Northwest Tennessee counties of Benton, Carroll, Crockett, Dyer, Lake, Gibson, Obion, Henry, and Weakley. The Northwest Tennessee Economic Development Council helps stop evictions. Call (731) 364-3228. The homeless may benefit from transitional housing or security deposit programs. There are several places in NW that help low-income families with an eviction.
South Central counties of Bedford, Coffee, Franklin, Giles, Hickman, Lawrence, Lewis, Lincoln, Marshall, Maury, Moore, Perry and Wayne. The South Central Human Resource Agency community action agency offers ESG grants to tenants or people behind on their rent. Call (931) 433-7182.
Southeast Tennessee, including Bledsoe, Grundy, Marion, McMinn, Meig, Sequatchie, Polk, and Rhea County. Families have a community action agency that helps with housing needs. Call (423) 949-2191. Or the agency is at Southeast Tennessee Human Resource Agency.
Southwest Tennessee HRA office is at 1527 White Ave, Henderson, TN 38340. It provides support in the counties of Chester, Decatur, Hardin, Hardeman, Haywood, Henderson, Madison, and McNairy. Call (731) 989-5111.
Upper Cumberland community action is for tenants or the homeless in the counties of Cumberland Fentress, Overton, Pickett, Putnam, White, Cannon, Dekalb, Van Buren, and Warren. Dial (931) 528-1127.
Upper East Tennessee counties of Carter, Greene, Hancock, Hawkins, Johnson, Sullivan, Unicoi, and Washington. Call (423) 246-6180.
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