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Help with Medical Bills

 

 

 

Medical programs for uninsured and free health insurance Maryland.

Low income families and the uninsured in Maryland as well as people with no money will get health care, as well as free insurance, from the government or non-profit organizations. Patients, including kids or adults, that are under or uninsured will receive health care, medical bill assistance and insurance services. Get details on free health insurance plans in MD.

A number of resources and government assistance programs are available. The organizations are committed to offering free or low cost health care, including Medicaid (Maryland Medical Assistance)  to the less fortunate. There is vision, medications, behavioral health and also free basic dental insurance for the low-income in the state.

While the number of individuals who can be helped is limited due to restrictions on funding and qualifications, the state will do what they can to provide assistance to as many people as possible, including seniors, disabled people, pregnant women and children. While some care, or government health insurance in Maryland, is free, other plans including for mental health counseling have a low cost often based on income. Locate free online therapists.

The leading government sponsored programs are below. Find where to turn to for medications, cancer testing, dental cleanings, and other forms of medical care.

Free medical and dental services for uninsured patients in. Maryland

Baltimore City Cancer Program is only offered for residents of the metropolitan area. Low income and uninsured people receive free breast and cervical cancer screenings at a couple locations in the city including UniversityCare and Heritage Crossing. There are clinics, information on free cancer screenings, and also help applying for insurance for preventative screening. Call 410-328-4673

Free Breast and Cervical Cancer Diagnosis as well as Treatment is offered across Maryland. A number of services can be offered, including laser hysterectomy, biopsy, colposcopy, ultrasound, surgical consultations, physical therapy, OB/GYN and more. Screening is offered as well, such as clinical breast exam, HPV testing, and diagnostic mammograms when appropriate. If needed, get additional help in the form of medications and equipment. Other bills and costs may be paid for by the state and non-profits as resources allow. Call 800-477-9774, and there is also government money for cancer patients.

 

 

 

Kidney Disease Program of Maryland is offered for patients with End Stage Renal Disease if they have health no insurance or are underinsured. Get help in the form of chronic maintenance in-center and home dialysis, approved inpatient and/or outpatient hospital care. There is also free renal transplantation, and access to insurance to help pay for physician fees. Other expenses paid for can include laboratory tests, prescription medications, and approved Medicare deductibles and coinsurance. If you are more moderate income than an annual fee may be required to be paid. Call 410-767-5000.

Center for HIV Care Services (CHCS) (formerly the MADAP-Plus) is for patients with HIV/AIDS. It is government health insurance payment assistance for people and can pay for deductibles, health plan premiums and other costs. Both in-patient bills and outpatients services are paid as part of this insurance policy. Call 877-463-3464

  • The Insurance benefit It can be offered in combination with Maryland AIDS Drug Assistance Program, or ADAP. This will ensure that HIV patients who do not have health insurance, and that have a low income, can receive FDA approved prescription medications. Call 800-205-6308.

Maryland Medical Assistance (Medicaid) is low cost (or maybe free) fully comprehensive health care for the low income, disabled, single moms or pregnant women and poor. It is government funded health insurance for those unable to obtain it from other sources. Participants will be presented with several different plan options to choose from with some plans available to those individuals unable to obtain insurance due to preexisting conditions.

The free government insurance plan pays for basic dental, physicals, wellness checks, behavioral health care, and even transportation to the doctor. Medications, women’s health care, pregnancy testing and other free care is offered in Maryland too. People without a car, or unable to drive, can use Medicaid to get to an appointment too. Learn more on free Medicaid near you transportation services. Call 888-444-9016

  • The MD CHIP insurance program is available for kids, teens and infants and is part of Medicaid. Maryland Children's Health Program will provide for low cost, full health insurance benefits for children and teenagers under the age of 19. Pregnant women can also receive insurance. Those who enroll can obtain medical care from a variety of private and public managed care organizations thru Maryland HealthChoice. CHIP can pay for vision and dental care, doctor appointments, a hospital delivery bill, mental health services, transportation costs and other medical costs. Dial 800-456-8900 for more information.

 

 

 

 

There is also a MCHP Premium insurance program.  This may be an option for people who do not qualify for the resources listed above as maybe their income is slightly too high. This is offered to families who can't get health insurance from other sources due to a preexisting medical condition. If you are qualified you can choose from a few different plans with varying premiums. Be sure to ask about the premium program too. Call 866-269-5576.

Maryland Infants and Toddlers Program - Newborn Screening will provide for blood tests on newborn babies to identify possible severe medical problems. It looks for medical and developmental disorders. It will look for over 50 different rare and serious disorders that may cause severe medical problems or mental retardation without immediate treatment. If needed, it will also pay for follow-up with babies diagnosed with any type disorder and coordinates case management and family support. Staff will work with family doctors on your behalf. Phone 410-767-0238.

Program of All-Inclusive Care for Elderly, or Maryland PACE, provides free homecare services to the elderly, seniors, or older people. The goal is to help those continue to live at home, if their current insurance does not pay for it. Get medical treatments, in or outpatient services, rides, and grants to pay for a home care worker among other benefits. Call 877-463-3464.

  • Government support for caregivers is also offered. The state works with Agency on Aging to help caregivers, both financially and with medical needs. This is combined with programs such as Medicaid or Medicare as well. Call 800-243-3425.

Partners for Health Improvement Program partners with the non-profit Kaiser Permanente to provide health insurance at reduced rates. If can cover people in the state that have a losw-income and that are uninsured. Call 410-887-8629.

Primary Adult Care Program – Low income residents age 19 and older can receive medical care. The program will pay for visits to a family doctor and also offer outpatient visits to a counselor or psychiatrist. Some prescription medications may be offered too. Call 800-226-2142.

Public Health Dentistry is a sliding fee program. There are two clinics in the Baltimore County region that participate. It is only available for the uninsured and those who also meet low income guidelines. Telephone number is 410-887-2780.

Respite Care Services and financial aid is offered by the Maryland DDA. It is offered to families with a member who has a developmental disability and that do not have insurance. Any care is short term in nature and be be offered either in home or outside. Call 800-332-6347

Medical Savings Plan - Maryland Senior Health Insurance Assistance Program provides information, education, and more to senior citizens. Learn about government health care options, including Medicare. Specialists provide free counseling and guidance to seniors. Find the answers to questions you may have on Medicare A,B, C, or part D plans, Medigap, and Medicare Advantage plans. Learn what is needed for eligibility for financial assistance for co-pays and deductibles. Main number – 800-638-3403.

Senior Prescription Drug Assistance Program may be able to help low income seniors that are enrolled in an approved Medicare prescription drug plan. SDAP can provide financial assistance and grants to pay your premium, including during the gap. Get assistance in the program and any so called gap or doughnut hole expenses. Maryland will pay for Medicare RX premium and an additional $1200 per year while someone is in the coverage gap. Call 800-551-5995

 

 

 

 

Sexually Transmitted Disease Prevention is when the state works with local non-profits and clinics to offer free tests for HIV or other sexually transmitted infections. All services are confidential, and the clinics may be able to offer some treatment as well if you were diagnosed. Several clinics in Maryland offer this test. 410-767-6674

Vaccines for uninsured Children Program, or VCD, will provide free or low cost medications and vaccinations to children from low income families. A number of ailments can be addressed, including the flu, tetanus, mumps, Meningocaccal, and more. Families may be charged a minimal amount for the shots, depending on your income. Call 410-767-6674 for the location of a health center.

 

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By Jon McNamara

 

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