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Hamilton County assistance programs
Energy Assistance Program
This is a diverse, multifaceted program that provides grants to help pay utility and heating bills. The program is funded by both the federal government and the state of Indiana, and it offers direct financial assistance to low and middle income families, the elderly, and the disabled who qualify under the program terms. The program was created to help people pay for the heating bills that they experience during the cold winter months. The energy assistance program will even pay for air conditioning and cooling costs during the summer. In addition, the summer assistance program also provides free air conditioners and fans for those individuals who obtain a medical statement from their doctor verifying necessity. Bulk fuel heating tanks are filled during the summer to prepare people for the winter months. There are some conditions, including participants in the EAP programs need to meet both state and federal government guidelines and criteria in order to qualify for assistance and the cash grants. The aid is administered by the Community Action of Greater Indianapolis, Inc. (CAGI) and you can find their phone number below.
Housing counseling and foreclosure prevention
The Community Action of Greater Indianapolis organization also has an extensive foreclosure, counseling, and housing assistance program. The non-profit group wants to empower each and every client with tools and tips, additional knowledge in the areas of foreclosure prevention, first- time home buying, pre- purchasing, post- purchasing, credit counseling, and debt management programs. Read below on the services offered, or click here to find other Indiana mortgage assistance programs.
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What services are part of foreclosure assistance
- Counselors have assembled a foreclosure prevention group.
- They offer phone & face-to-face counseling.
- Counselors will contact your bank or lender and try to find a loan modification that satisfies all parties.
- They offer education and training to help people control their finances and reduce their debt. Counselors will work with the homeowner to help them develop and adhere to a budget.
Emergency Home Repairs
This home improvement program is funded by Community Development Block Grant (CDBG) dollars that are provided through the City of Indianapolis. Low-income and other hard pressed homeowners can benefit from this repair program. Cash grants and low interest loans can be provided to qualified families to help them with such upgrades as the replacement or repair of roofs, plumbing, gutters, floors, electrical wiring, foundations, and other structural damage. Program eligibility will be based upon a households total income as well as the number of people who are currently living in the household.
Energy Saving Home Improvements
A free program, known as Weatherization, is a federal funded program that will improve a home with energy saving upgrades. It is free to qualified homeowners. The Weatherization assistance program will replace heating units and furnaces that are beyond repair. It will provide furnace safety checks and ensure the home is safe to live in. The program will also allow for the repairs or replacement other home appliances that are unsafe for homeowner use. Contractors will visit your home and ensure that the house, attics and hot water heaters are insulated to conserve energy. Indianapolis Power and Light and Citizens Gas have furnished extra funds to supplement the government grants, and the extra money will help with weatherizing more of qualifying individuals and families.
Also note that two new programs have recently been instituted to further assist Weatherization efforts and help people save money. The Owner Occupied Program allows extra dollars to be spent to bring a home up to code as well as make the home more energy efficient. Also, the City of Indianapolis is sponsoring a program for lead abatement.
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