Legal assistance from the Mortgage Foreclosure Defense Project.
If you are struggling with your mortgage payments and are facing a foreclosure, find how to get free legal assistance from the Mortgage Foreclosure Defense Project as well as other free legal aid program in FL. This is a free program that was created to help low to moderate income homeowners in Florida stop a foreclosure. The Project offers borrowers a resource that they can turn to for legal advice and assistance from well qualified lawyers and housing counselors.
Local non-profit law firms, the Florida Housing Finance Corporation, and other local agencies have partnered together to create this program. This service being made available to those homeowners who are faced with losing their home to foreclosure.
In addition to the legal advice and court representation, the Mortgage Foreclosure Defense Project also works closely with the Florida Housing Finance Corporation. This organization provides mortgage and housing counselors to homeowners, including seniors, the low-income and retirees in FL. Together they will review the individuals financial situation and explore all alternatives to foreclosure.
Foreclosure alternatives provided by the Florida Foreclosure Defense Project
They offer people numerous solutions. Lawyers and free attorneys will offer advice on payment assistance programs or repayment plans. Or get free help with mortgage loan modifications, special forbearance, waiving fees, refunding, private sales and compromise sales. Or foreclosure defense will involve other support such as below.
The organization can provide applications to and information on the numerous federal government sponsored programs, including from HUD such as FHA loans. In addition, the Project will also assist homeowners who may potentially lose their home due to unfair practices by contractors or predatory lending. Lawyers that are part of the program will try to prevent the loss of homes due to lien foreclosures, supporting the retention of assets by low income residents and preventing their downward spiral into poverty and/or homelessness.
Legal help from predatory mortgage companies in FL
In addition, the lawyers from the Project will also use the local Florida court system to protect elderly families and individuals as well as low income families from predatory lenders. Unfortunately these groups have historically been the prime targets of various forms of illegal predatory lending, questionable mortgages, and other unfair practices by lenders and banks.
Predatory lending is typically defined as the practice of deceptively convincing borrowers to agree to unfair, high priced and abusive loan terms. Or in some cases lenders may be systematically violating the mortgage terms in ways that make it difficult for the borrower to keep up with their payments, or defend against these illegal practices. Often the goal of such lenders is to unfairly obtain ownership of a person's home, rather than receive the normal payment of interest and principal.
Lawyers that are part of the Mortgage Foreclosure Defense Project will help prevent the loss of homes by helping these families and individuals rescind unfair mortgages, reduce interest rates, negotiate more favorable terms, and eliminate finance charges and other fees. They will also use the services of HUD counselors and use the judicial system if and when needed.
Contact information for Foreclosure Defense
Multiple parts of the state are covered. There is one primary law firm though. Contact Legal Services of Greater Miami, Inc. at (305) 576-0080 to learn how this program can help you, no matter where you live in Florida.
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