Free credit counseling in New Jersey.
Below is a listing of non-profit credit counseling agencies that are either based in New Jersey or that support the state. Learn about the free services that you can apply for, including debt consolidation, foreclosure assistance, bankruptcy, and credit repair. They also assist with medical bills as well as a variety of credit card hardships that people may be facing. The addresses and phone numbers of the New Jersey non-profit organizations are listed here.
A number of free or low cost budget and debt management programs are offered for clients who need assistance with paying down their outstanding bills. There is help for consumer debt, such as credit cards and medical bills. Many of the New Jersey based organizations are also HUD-approved foreclosure counseling agencies and can assist homeowners who are struggling with or are delinquent in their payments of their mortgages.
Borrowers are able to work closely with a federal and state of New Jersey certified credit counselor and/or mortgage specialist to review their unsecured debts. Assistance is given on financial obligations such as credit cards, personal loans, and medical bills among others. Also explore solutions to pay your mortgage in the state.
Affinity Federal Credit Union - The non-profit operates from the following offices.
73 Mountain View Blvd. Basking Ridge, New Jersey 07920 Call 800-325-0808 to apply for debt help. Also learn about filing for bankruptcy and foreclosure assistance from the government and local lenders.
Address - 1520 Route 206 North Bedminister, NJ 07921 Call - 908-860-7237
315 Route 206 Hillsborough, New Jersey 08844 908-860-7390
Stop by the office at 1860 Rpite 35 South, or dial the number below to speak to a representative. Middletown, New Jersey 07748 Telephone numbers - 800-325-0808
1342 Centennial Avenue Piscataway, NJ 08854 Phone - 908-860-7258
Address - 444 Hoes Lane Piscataway, New Jersey 08854 732-463-1897
Consumer Credit and Budget Counseling, Inc. 299 South Shore Road US Route 9 South Marmora, New Jersey 08223 Telephone number - 888-738-8233 Assistance programs for clients include debt reduction plans, credit card hardship programs, bankrupcy filing advice and more.
Consumer Credit Counseling Service of Delaware Valley This non-profit credit counseling agency is the leading New Jersey organization. They operate offices in most cities and counties around the state. Clients can apply for free or low cost advice (if income limits are met) for HUD foreclosure counseling, debt consolidation and management plans. They can also get general advice and assistance for paying bills. Locations are in the following regions.
- Address - 221 Market StreetSuite 102
Camden, New Jersey 08102 800-989-2227
- One Cherry Hill 2000 Rt. 38 Suite 615
Cherry Hill, NJ 08002 Telephone: 800-989-2227
- Main office address - 203 E. Broadway Suite 1020
Salem, NJ 08070 800-989-2227
- 595 Rancocas Road
Westampton, New Jersey 08060 800-989-2227
Consumer Credit Counseling Service of New Jersey, Inc. This non-profit has counselors on staff. They not only help enroll clients in credit card hardship or debt management plans, but they also provide information on filing for bankruptcy. Other services help New Jersey families deal with medical bills, including tips on entering into payment plans. Office - 185 Ridgedale Avenue Cedar Knolls, New Jersey 07927 1-888-726-3260
A second location of the NJ agency is location at 100 West Main Street 2nd Floor Somerville, NJ 08876 1-888-726-3260
Consumer Credit Counseling Service of Central New Jersey 1931 Nottingham Way Hamilton, New Jersey 08619 Dial 888-379-0604 for information and details on their credit services, including repair, as well as debt management plans. Learn more debt management plans.
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt Location - 225 Willowbrook Road Freehold, New Jersey 07728 Telephone number - 877-892-4557
New Jersey branches of Money Management International, Inc. - Dial (877) 964-2227. A total of 3 offices currently operate in the state. Call or stop by a nearby office for information on how a credit or housing counselor can help you deal with your financial needs.
Address - 3073 English Creek Avenue Suite 3 Egg Harbor Township, NJ 08234
106 Apple Street Suite 105 Tinton Falls, New Jersey 07724
Office is located at 860 Route 168 Suite 104 Turnersville, New Jersey 08012
ClearPoint Financial Solutions, Inc. 804-222-4660 One focus is on auto loan payment assistance. This can be very effective in NJ with the reliance on cars. There are other debt, mortgage, and credit card assistance programs also available for families.
001 Debtorcc, Inc. Location is 378 Summit Avenue Jersey City, NJ 07306 Call 1-800-610-3920 They support borrowers of all income levels. Whether a client needs advice on debt payment programs or help budgeting, those services and more are provided by the non-profit.
Family Guidance Center Corp. 1931 Nottingham Way Hamilton, New Jersey 08619 Phone: 609-586-2574
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