Free credit counseling agencies in Chicago.
Get debt consolidation and foreclosure prevention from Chicago non-profit credit counseling agencies. Most of the organizations are also HUD certified housing counselors. A number of credit, debt, foreclosure, and bankruptcy assistance services are offered, and many of them may be free or offered at a minimal cost.
Some of the programs and resources offered by the Chicago non-profit credit and housing counselors include the following. Call a location near you to learn more, or to apply for help. Services typically offered include.
- Debt and budget counseling, which assist individuals who are no longer able to manage their unsecured loans or debts. This may include signing up for a debt management plan to lower interest rates, reduce fees, and more.
- Negotiation and mediation - A non-profit counselor will make arrangements with creditors and your bank for payment plans. Some negotiations may be entered into directly by the counselor.
- Access to HUD approved housing counseling. This is offered to homeowners to help them avoid a foreclosure, and get back on track with paying their mortgage.
- Other programs offered by non-profit credit counselors in Chicago and Cook County include referral services, bankruptcy assistance, and financial literacy courses.
Access Living Of Metropolitan Chicago
Phone: 312-640-2100-2197
115 W. Chicago Ave
Chicago, Illinois 60654
Affordable Housing Centers Of America, Chicago branch
209 W. Jackson, Suite 301
Chicago, Illinois 60606
Toll-free: 888-409-3557
Mostly housing and mortgage assistance programs are offered. Examples include home loan and mortgage delinquency counseling. Pre-purchase advice and information on loan programs may also be provided to first time homeowners.
Agora Community Services Corporation, NFP
400 W. 76th Street, Suite #216
Chicago, Illinois 60620
Toll-free: 800-518-5260
Improve your financial situation from budgeting. Also offers credit repair, debt consolidation programs, and advice on state of Illinois and federal government mortgage assistance programs.
Association House
Address - 1116 N. Kedzie
Chicago, Illinois 60651
Phone: 773-722-7170
MoneySharp Credit Counseling Inc.
Office address: 1916 N. Fairfield Avenue, Suite 200
Chicago, IL 60647
Call the non-profit at 866-200-6825. You will be able to speak to a counselor on a wide range of credit, debt, and foreclosure issues. They help many Chicago and Cook County Illinois families get back on track with finances every year. Workshops, one on one sessions, and other support is offered by highly trained credit counselors.
Bethel New Life, Inc.
4950 W. Thomas
Chicago, Illinois 60651
Phone: 773-473-7870
Housing programs, including Mortgage default resolution counseling services are provided by this HUD agency. They are committed to helping homeowners in Cook County avoid a foreclosure, and getting back on track with paying their mortgage.
Brighton Park Neighborhood Council
Phone: 773-523-7110
Main office location - 4477 S. Archer Avenue
Chicago, Illinois 60632
Chicago Urban League
Phone: 773-285-1500
4510 South Michigan Avenue
Chicago, Illinois 60653-3898
Offers a number of assistance programs, including information on rent, utility help, and food pantries. In addition, they can provide some credit counseling, information on foreclosure programs, and other forms of budgeting advice and consultations to Chicago families. Residents of all backgrounds and cultures can be assisted.
Chinese American Service League
Telephone: 312-791-0418
Location - 2141 Tan Ct
Chicago, Illinois 60616
Community And Economic Development Association Of Cook County Inc.
208 S La Salle St Ste 1900
Chicago, Illinois 60604-1104
Main office phone number is 800-571-2332
Some of the services run from the government office include financial Management and budget counseling. For people looking to buy a home, access pre-purchase homebuyer education workshops. Also stop by for rental housing programs. The location is also federal government HUD certified, and much of the advice is free to income qualified clients.
Genesis Housing Development Corporation – They have two offices in Chicago and Cook County.
7735 S. Vernon as well as 3763 S. Wabash.
Chicago, Illinois
Call Phone: 773-994-6670 to make an appointment.
Consumer Credit Counseling Services
14 East Jackson Boulevard,
Chicago, IL
Phone number is (708) 231-4896
Confidential debt reduction and credit programs offered. This is a non-profit organization too. Some services are offered at no cost to low to moderate income clients.
Greater Southwest Development Corporation
6155 S. Pulaski, 2nd Floor
Chicago, Illinois 60629
Main number - 773-735-6727
Get information and guidance on reverse mortgage counseling, debt reduction and consolidation, and general advice on getting back on track with finances.
Central Illinois Debt Management & Credit Education, Inc. - Danville Branch
407 N Franklin, IETC Building
Danville, Illinois 61832
Toll-free: 888-671-2227
Get help, support, and advice on reducing all forms of debts, getting back on track with paying bills, and various housing, mortgage, and foreclosure assistance programs.
HCP Of Illinois, Inc.
28 E. Jackson Blvd., Suite 1109
Chicago, Illinois 60604
Telephone number - 312-386-1009
Humboldt Park Social Services
3051 W. Armitage Ave.
Chicago, Illinois 60647
Phone: 773-342-6210-230
Various social services and low income housing provided.
Kingdom Community, Inc
5151 West Madison, 2nd Floor
Chicago, Illinois 60644
Primary phone number - 773-379-0077
A number of housing programs are provided. Also get advice on reducing credit card, medical debts, and getting back on track with paying other bills.
Second location of Affordable Housing Centers Of America,
1652 W. Wallen Ave
Chicago, Illinois 60626
Phone: 773-381-5253
A HUD certified non-profit housing counseling agency. Programs include foreclosure default counseling, education workshops, general budgeting counseling, and credit repair. Some programs around housing may be free for income qualified clients.
Latin United Community Housing Association
Stop by the office at 3541 West North Avenue, or dial the number below.
Chicago, Illinois 60647-4808
Telephone number - 773-276-5338-226
Legal Assistance Foundation Of Metropolitan Chicago
Address: 111 West Jackson Blvd. Suite 300
Chicago, Illinois 60604
Toll-free: 800-824-4050
May qualify for free legal advice and representation on housing and foreclosure prevention.
Money Management International Chicago Downtown
70 East Lake #1102
Chicago, Illinois 60601
Primary phone number - 866-232-9080
This is the local branch of the national credit counseling agency. Sign up for debt management plans to help reduce credit card debts. They also offer foreclosure prevention to Chicago homeowners. Other services include bankruptcy assistance and learn how to improve credit scores.
NACA (Neighborhood Assistance Corporation Of America) - Chicago location
Toll-free: 888-297-5568
Chicago, Illinois 60629
Phone: 773-723-6222
Strictly focus on saving homes and helping people pay mortgages, how to reduce interest rates, and fees. Learn about federal government mortgage assistance and state of Illinois mortgage programs.
GreenPath, Inc.
20 North Wacker Suite 1928
Chicago, IL 60601
Call 888-436-4054
One of the nation’s leading non-profit credit counseling agencies. This is the local Chicago office. Services provided, some of which are free, include debt management plans, credit repair, advice on when to file bankruptcy, and HUD approved housing counseling.
Near Westside Community Development Corporation
2237 W. Maypole
Chicago, Illinois 60612
Call 312-733-9403
Neighborhood Housing Services Of Chicago
Dial 773-329-4010
1279 N. Milwaukee, 5th Floor
Chicago, Illinois 60622-5854
Main office phone number is 800-882-0882
New Christian Joy Full Gospel Baptist Church
11594 S. State Street
Chicago, Illinois 60628
Telephone - 708-790-7502
Many programs are offered. Some fairly unique to this non-profit include predatory lending education workshops for people with questionable subprime loans, as well as some resources on home improvement.
NID-HCA WEBBER
8543 S. Story Island Avenue
Chicago, Illinois 60617-2249
Phone: 773-375-8253
Nobel Neighbors
1345 N. Karlov Avenue
Chicago, Illinois 60651
Call 773-252-8524
North Side Community Federal Credit Union
1011 W. Lawrence Ave
Chicago, Illinois 60640
Phone: 773-769-5800
This credit Union is also government certified and has various housing counselors on staff that offers services to homeowners.
Northwest Side Housing Center
5007 W. Addison
Chicago, Illinois 60641
Dial 773-283-3888
Partners In Community Building, Inc.
Address: 3424 S. State St, Suite 1A8-1
Chicago, Illinois 60616
Phone number - 312-328-0873
Programs administered: financial, budgeting and credit repair workshops, debt reduction, financial management, and resolving and/or preventing mortgage delinquency workshops.
Rogers Park Community Development Corporation
Location - 1411 W. Lunt Ave.
Chicago, Illinois 60626
Main phone number - 773-262-2290 extension 12
S & S Development Group, NFP
Chicago, Illinois 60636
Phone: 773-424-0267
Smart Money Housing AKA Smart Women Smart Money
Main office is 3510 West Franklin Blvd
Chicago, Illinois 60624
Toll-free: 800-403-3807. Call for appointment or more information.
South Side Community Federal Credit Union
5401 S. Wentworth Avenue; Unit 25
Chicago, Illinois 60609
Phone number: 773-548-8859
National Federation Of Community Development Credit Unions - Southeast Chicago Development Commission
2938 E. 91St Street, Suite 302
Chicago, Illinois 60617
Telephone: 773-731-8785
Spanish Coalition For Housing
4035 W North Ave
Chicago, Illinois 60639
Dial 773-342-7575
The Resurrection Project
Address is 1818 South Paulina
Chicago, Illinois 60608
Primary phone number is 312-666-1323
Total Resource Community Development Organization
1415 West 104th Street
Chicago, Illinois 60643
Phone: 773-881-0761
Tru-Source Assisted Living Facilities
Address: 2810 W. Washington Blvd.
Chicago, Illinois 60612
Dial the center at 773-265-8445
Family Credit Management
111 N Wabash, Chicago, IL
(800) 994-3328
Meet for a confidential one-on-one session. Counselor can help you directly negotiate any outstanding debt with your creditors and banks. Get lower interest rates, reduced fees, and save money on credit card and other bills.
Voices Of Community Ministerial Association, NFP
Location -3456 W. Flournoy St.
Chicago, Illinois 60624
Phone: 773-265-0477
Chicago Heights Community Service Center
1203 W End Ave
Chicago Heights, Illinois 60411-2746
Dial - 708-754-4575
Another branch of Affordable Housing Centers Of America
1652 W. Wallen Ave
Chicago, Illinois 60626
Phone: 773-381-5253
A HUD certified non-profit housing counseling agency. Programs include foreclosure default counseling, education workshops, general budgeting counseling, and credit repair. Some programs around housing may be free for income qualified clients.
Ceda Near West
6141 West Roosevelt Road
Cicero, Illinois 60804
Telephone number is 708-222-3824
6141 West Roosevelt Road
Cicero, Illinois 60804
Telephone number is 708-222-3824
A About Bankruptcy
Address - 575 W Madison St # 361, Chicago, IL
Call - (312) 993-5000
Focuses on bankruptcy, but other aid offered too. Learn the pros and cons of filing, state of Illinois laws and regulations, and when filing for bankruptcy may be your best option.
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